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How To Build Wealth Without Asking Anyone For Permission

How a laptop replaced banks, investors, and employees as the path to wealth

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Scott D. Clary
Oct 25, 2025
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Most people spend years asking if they’re allowed to start.

Not explicitly. Not walking around saying “May I please build a business?”

But waiting. For someone to give them money. For someone to validate the idea. For someone to tell them they’re ready.

Pitching investors who don’t respond. Applying to accelerators that reject them. Perfecting business plans that no one reads.

Meanwhile, people younger and less experienced are building things that actually matter.

They’re not asking for permission.

They’re just building.

Here’s what’s happening: we’ve been raised in a system designed to make us dependent on other people’s approval. School taught us to wait for the teacher’s permission to speak. Jobs taught us to wait for our boss’s permission to act. The entire structure of traditional business taught us we needed someone with money or power to say yes before we could start.

But the game changed. And most people are still playing by the old rules.

The wealthiest people today aren’t asking for permission anymore. They’re using a form of leverage that doesn’t require anyone to say yes. No banks. No investors. No employees.

Just a laptop and ideas worth spreading.

This is what Naval Ravikant calls permissionless leverage. And understanding it isn’t just about making money. It’s about whether you’re going to spend your life waiting for someone to give you a chance, or whether you’re going to take it.

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